I had a bankruptcy 7 years ago and it's no longer on my credit report and I have great credit now will the bankruptcy show up in a BI and will it be an issue?
Thanks.
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09-15-08 09:40 AM #1
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bankruptcy no longer on credit report
Last edited by rohardi; 09-15-08 at 09:51 AM.
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09-15-08 10:13 AM #2
Doing my part
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Your still going to have to disclose it and it may still cause you a problem. good on you for correcting it and getting over it but it still may be an issue.
“Take you hands off the car, and I’ll make your birth certificate a worthless document." UNKNOWN
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09-15-08 10:21 AM #3
what me, worry?
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Bankruptcies stay on 10 years.
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Remember those who died, remember those who killed them.
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09-15-08 10:39 AM #4
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Chapter 13 only stays on for 7 years, Chapter 7 stays on for 10
Originally Posted by txinvestigator1
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09-15-08 11:08 AM #5
Slippin' the surly bonds
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Actually, all bankruptcies stay on your record for 10 years now due to the new laws. And you will ALWAYS have to answer the question of "Have you ever declared / filed for bankruptcy" yes from now on, so the record doesn't really matter. Originally Posted by rohardi
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Sgt. Ervin Romans (OPD) - EOW March 21, 2009
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09-15-08 12:27 PM #6
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It isn't a matter of " how long " . " who knows" , " I got it dismissed" , the charge was reduced" , " there is no record of it" etc because if it happened , there is a record of it somewhere. If asked during an interview or a background investigation..." did you ever ____________ ?" Then answer with the truth because if you lie , you will soon pay the price.
Creeper Cop
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09-15-08 01:54 PM #7
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OBVIOUSLY Not disclosing it if I was asked about it would just be a BIG NO NO, and anyone who lies on a BI gets what they what they deserve. I have never been asked about it for any department I applied to. One PD did a full BI and I was ready to go to the academy and it never came up. Unfortunately for me they had budget cuts and the list expired and I never got hired. I was just wondering, If I'm not asked about it, AND it is not on my credit report any more, Will they find it any where???
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09-15-08 02:07 PM #8
Puts the 'Duh' in DUSM
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They will. The fact that it was so long ago, and the fact that you've recovered from it, should mitigate it a great deal.
"There is only one basic human right: the right to do as you damn well please. And with it comes the only basic human duty: the duty to take the consequences."
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09-15-08 02:23 PM #9
Back in my day!!!!
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Just tell them about it. One that long ago and the establishment of good credit since will probably not have any effect on your hiring. If it's discovered and you haven't told them, you're toast. They do more than just check your credit report, they talk to a lot of people and if one mentions you had it, kiss your application good bye.
Apparently, I'm supposed to be more angry about what Mitt Romney does with his money than what Barack & Michelle Obama do with mine
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Originally Posted by Cat_Doc
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09-15-08 02:34 PM #10
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Roger that.
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09-16-08 08:29 AM #11
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Whether the bankruptcy is on your report or not is irrelevant, it can not be taken into consideration for hiring purposes. Obviously if you are asked about ever having filed then you must answer the question correctly. The important part of the question is why you filed. Really that is kind of irrelevant also, because you have shown you have taken actions to not have to file again.
But when a long train of abuses and usurpations, pursuing invariably the same object, evinces a design to reduce them under absolute Despotism, it is their right, it is their duty, to throw off such Government, and to provide new guards for their future security.
Translation for the intellectually challenged: If the government screws the people too much, it is the right and duty of the people to revolt and form a new government.
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