I am very curious to find out if any LEOs out there OR any gun collector has had trouble obtaining homeowner's insurance because you own a firearm for protection OR you have a large collection of firearms.
If anyone has any stories please post.
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Thread: LEO's and homeowner's insurance
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01-16-04 09:11 AM #1
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LEO's and homeowner's insurance
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01-16-04 09:27 AM #2
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I was just asked to take pics/video of my stuff.
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01-16-04 09:43 AM #3
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Care to share any of those pics there Switch?:moderatorOriginally posted by Switchback
I was just asked to take pics/video of my stuff.Jim Reed: You just have to know how to arrest them and still make them like you. We call it technique.Adam 12
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01-16-04 10:02 AM #4
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My insurance never even asked, nor did they come into the house.
I go through Met Life."The answer to this last question will determine
whether you are drunk or not. Was Mickey Mouse a cat
or a dog?"
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01-16-04 10:07 AM #5
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It seems if you do not disclose there isn't a prob but if you do then there's a possibility that they will either cancel you or refuse to insure you depending on their underwriting guidelines.
Tiger is here for Mac!
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01-16-04 10:30 AM #6
I'm too sexy for my shirt
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Originally posted by Switchback
I was just asked to take pics/video of my stuff.
Ditto."In memory of DCLaw- EOW@RealPolice 02-20-2007.
We won't rest 'till we find the mutt.
Sheriff, we are coming for you.
No, I am not an expert, but I am a fat guy who likes to eat.
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01-16-04 10:40 AM #7
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Mine never asked but I don't have that many.
Creeper Cop
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01-16-04 11:53 AM #8
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If you check your standard policy limits, you are usually covered for up to $1,000 in firearms. If you want more coverage, it is a "scheduled" rider for that property. You might also want to check with the NRA member benefits department, as they have a stand alone policy for firearms that is often more competitively priced than home owners' policy riders.
In any case, they will need serial #'s, photos and appraisals.
Cheers,
KK
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01-17-04 12:46 PM #9
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I have additional $ amount coverage but it does not specify for what.
They never asked for the info.
There is NO reason for them to have serial#s of my firearms unless they are stolen.
I did take photos of various items in the house for replacement issues should something happen.
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01-17-04 01:51 PM #10
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Re: LEO's and homeowner's insurance
No problems with basic fire coverage, however theft loss is limited to $1000 on basic policy and I have the max rider of $5000 all risk coverage. This still leaves me about 15,000 short of adequate coverage. Between 40 years of collecting and inheriting a few nice pieces I have a pretty sizeable collection.Originally posted by GMan26
I am very curious to find out if any LEOs out there OR any gun collector has had trouble obtaining homeowner's insurance because you own a firearm for protection OR you have a large collection of firearms.
If anyone has any stories please post.
The ONLY place you get full coverage is through a NRA affiliated insurance company.:D- Bob Hanson
C. S. I.
Can't Stand Idiots
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01-18-04 12:22 PM #11
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test test test test
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01-18-04 12:32 PM #12
I'm too sexy for my shirt
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AAAAAAAAAARRRRRRGGGGGGGGHHHHHHHHHHHHHHHHHH change bad change bad!!!!!
"In memory of DCLaw- EOW@RealPolice 02-20-2007.
We won't rest 'till we find the mutt.
Sheriff, we are coming for you.
No, I am not an expert, but I am a fat guy who likes to eat.
http://www.aspca.org/images/content/...der/575925.jpg
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