Dan,
I do work for a small department with one to two officers on at a time. Granted, we have plenty of marked cars.
If your town is so small, it should be pretty easy to get through town without emergency lights and sirens on a POV.
And Insurance companies do not care about the situation. All they care about is the money they will have to pay out if you crash your POV while responding to a Police Emergency with lights and sirens on it. I am willing to bet that some companies will not even cover you if that were to happen.
And finally, our city has a policy that NO personal vehicles will be used for work purposes.
Hightower
No, you've got the wrong number. This is 9-1....2.
- Police Chief Clancy Wiggum