Progressive Insurance says I owe them money.

[brownman40]

That letter on your report is virtually meaningless if the loan officer only looks at the score, which many do. Granted one charge-off is not going totally kill your credit. It will probably move your credit from grade A to grade B.

I've never gotten a mortgage so I don't know how detailed they are in reviewing those applications.

[Group9]

That letter on your report is virtually meaningless if the loan officer only looks at the score, which many do. Granted one charge-off is not going totally kill your credit. It will probably move your credit from grade A to grade B.

I've never gotten a mortgage so I don't know how detailed they are in reviewing those applications.

I'm basing this on what loan officers have told me on the six mortgages I have obtained.

[GMan26]

if things do not work out best write a letter of complaint to the Dept. of Insurance and let them handle it from there.

[RazielKayne]

Okay everyone, thank you.